Home Loan
At Star Marketing Services, we provide expert assistance in securing home loans with the best interest rates, flexible repayment options, and a hassle-free process. Whether you’re buying a new home, constructing a house, or refinancing an existing property, we connect you with the right lenders to make your dream home a reality.
Features & Benefits of Our Home Loan Services
- Loan for Various Needs – Purchase, construction, renovation, or balance transfer.
- Competitive Interest Rates – Lower EMIs with attractive home loan interest rates.
- Flexible Repayment Tenure – Choose a tenure of up to 30 years for convenient repayment.
- High Loan Amount – Get up to 90% of the property value financed.
- Quick Loan Approval – Hassle-free process with fast documentation verification.
- Balance Transfer Facility – Switch to a lower interest rate and save on EMIs.
- Transparent Process – No hidden charges or complicated terms.
Expert guidance For Home Loan
Applying for a car loan can be overwhelming, but with the right guidance, you can secure the best deal while avoiding financial pitfalls. At Star Marketing Services, we provide expert advice to help you make an informed decision.
Key Factors to Consider Before Applying for a Car Loan :
Loan Amount & Property Value
Credit Score & Eligibility
Processing Fees & Other Charges
Eligibility Criteria
- Age Requirement: 21-65 years (varies by lender).
- Credit Score: 750+ preferred for better loan terms.
- Property Verification: Legal and technical verification of the property.
- Employment Type: Salaried, self-employed professionals, or business owners.
- Income Stability: Regular income source to ensure loan repayment capability.
Frequently asked questions
• Home Purchase Loan – For buying a new or resale property
• Home Construction Loan – For building a house on your own land
• Home Renovation/Extension Loan – For repairs, remodeling, or expanding an existing home
• Home Loan Balance Transfer – Transfer your existing loan to a new lender with lower interest rates
• Plot Loan – For purchasing residential land
Lenders typically provide up to 75-90% of the property’s value, depending on eligibility and lender policies.
The tenure can range from 5 to 30 years, depending on the lender and the borrower's repayment capacity..
A balance transfer allows you to move your existing home loan to another lender offering lower interest rates, reducing your EMI burden
Yes! Most lenders allow prepayment or foreclosure to reduce your interest cost. However, some fixed-rate loans may have prepayment charges (1-3% of the outstanding loan amount).
