Personal Loan
A personal loan is a flexible financial solution to meet various needs like medical emergencies, weddings, education, home renovation, or debt consolidation. At Star Marketing Services, we help you secure instant personal loans at competitive interest rates with a hassle-free process.
Features & Benefits of Our Home Loan Services
- Loan Amount: Up to ₹50 Lakhs based on eligibility.
- Flexible Tenure: Repay within 12 to 84 months.
- No Collateral Required: 100% unsecured loan.
- Quick Disbursal: Funds in your account within 24-48 hours.
- Competitive Interest Rates: Starts from 10.50% per annum.
- Minimal Documentation: Easy and fast loan approval.
- Multiple Uses: Can be used for any personal financial need.
Expert guidance For Personal Loan
A personal loan is a quick and hassle-free financial solution for various personal expenses, such as medical emergencies, education, weddings, travel, or home renovation. At Star Marketing Services, we guide you through the loan process, ensuring you get the best deal with minimal effort.
Key Factors to Consider Before Applying for a Personal Loan
Loan Amount & Eligibility
Credit Score & Its Impact
Processing Fees & Additional Charges
Eligibility Criteria
- Age Requirement: 21-60 years
- Employment Type: Salaried or self-employed
- Minimum Monthly Income: ₹15,000 (varies by lender)
- Credit Score: 700+ for better interest rates
- Work Experience: Minimum 6 months for salaried, 2 years for self-employed
Frequently asked questions
The loan amount typically ranges from ₹50,000 to ₹50 Lakhs, depending on your eligibility, income, and repayment capacity.
The repayment period is 12 to 84 months, depending on the lender and borrower’s preference.
Interest rates start from 10.50% per annum, varying based on the borrower’s creditworthiness and lender’s policy.
With proper documentation, approval can take 24 to 48 hours, and the loan amount is disbursed quickly.
Yes! Most lenders allow prepayment or foreclosure, but some may charge a prepayment penalty (1-3% of the outstanding loan amount).
